SPRISKA Brokerage places three specialty lines on behalf of our appointed producers: workers compensation, cyber liability, and specialty auto. Through SIS, our affiliated wholesale broker since 1966, we have access to the carrier markets that handle each of these classes, including Hudson Insurance Group for transportation risks. Whether you're placing a hospitality WC account, a small-business cyber policy, or an ambulance / NEMT fleet, send us the submission and we'll work the market.

Brokerage Appetite

Workers comp and specialty auto, placed through our A-rated carrier panel
SPRISKA Brokerage places workers compensation and specialty commercial auto through a panel of A-rated markets. We’re flexible on classes, states, and risk profiles. New ventures, lapses in coverage, no-prior accounts, and higher mod factors are all eligible in the right market. Expand the cards below to see appetite, or if you don’t see your class listed, send it anyway. We touch every submission within 24 hours.
Specialty Risk of America
Workers compensation across our full carrier panel, with classes spanning hospitality, contractors, healthcare, retail, agriculture, and more. New ventures, lapses, no-priors, and higher mod factors all eligible in the right market.
Multi-state capable New ventures eligible Lapses & no-priors OK High mod factors considered Online rating available 24-hour submission turnaround
Workers Compensation Appetite
  • Accommodation & Food Services
  • Administrative Services
  • Alarm & Sprinkler Contractors
  • Arts, Entertainment & Recreation
  • Artisan Contracting
  • Assisted Living & Group Homes
  • Attorneys
  • Auto Body Shops
  • Auto Repair & Service
  • Bakeries
  • Banquet & Reception Halls
  • Beauty Salons & Barbershops
  • Bed & Breakfast Hotels
  • Building Operations
  • Cabinets & Flooring Contractors
  • Carpentry
  • Caterers
  • Clubs, Civic & Social
  • Colleges
  • Commercial & Residential Janitorial
  • Concrete Contractors
  • Contractor Office / Storage
  • Convenience Stores (incl. 24-hour)
  • Dairy & Livestock Farms
  • Dentists
  • Drywall & Masonry
  • Dwellings (LRO) up to 4 Families
  • Earth / Excavation Contracting
  • Educational Services
  • Electrical, HVAC, Plumbing
  • Exterminators & Pest Control
  • Farm & Agriculture
  • Fast Food & Food Trucks
  • Field Crops & Vineyards
  • Finance & Insurance
  • Food Processing
  • Gas Stations
  • Grocery Stores
  • Gun Shops & Ranges
  • Health Care & Home Health
  • Health Clubs & Gyms
  • Hotels & Motels
  • Janitorial & Cleaning
  • Landscaping & Lawncare
  • Laundry & Dry Cleaners
  • Lessor’s Risk / LRO Buildings
  • Light & Various Manufacturing
  • Machine & Equipment Repair
  • Machine Shops & Woodworking
  • Medical & Dental Offices
  • Mold, Water & Fire Cleanup
  • Moving & Storage
  • Nail Salons
  • Non-Emergency Medical Transport (NEMT)
  • Nurseries & Garden Centers
  • Nursing Homes & Paratransit
  • Office Buildings
  • Office Machine Sales / Install / Repair
  • Painting Contractors
  • Physicians
  • Poultry, Eggs & Dairy Operations
  • Private & Parochial Schools
  • Private Clubs
  • Professional Offices & Services
  • Property Management
  • Repair Services
  • Restaurants & Taverns
  • Retail Sales & Stores
  • Roofers
  • Roll-Off Container Operations
  • Scrap Metal & Recycling
  • Service & Installation Industries
  • Sheet Metal Shops
  • Social Services
  • Special Events & Social Functions
  • Storage Buildings
  • Supply Stores (Nursery, Garden, Farm)
  • Swimming Pool Contractors
  • Tanning Salons
  • Tile & Insulation Contractors
  • Tree Trimming & Arborists
  • Trucking (Freight & Dump)
  • Towing & Recovery
  • Vacant Buildings
  • Vegetable & Berry Farms
  • Vineyards
  • Waste Hauling & Garbage
  • Welding
  • Wholesale & Distribution
  • Windows & Doors Contractors
Hudson Specialty Auto
A-rated specialty commercial auto for transportation risks: ambulances, NEMT, fleets, and hard-to-place placements standard markets won’t touch.
Primary limits $100K–$1M Liability deductibles from $25K PD deductibles from $1K Large deductible programs
Targeted Classes & Coverages
  • Ambulances
  • NEMT & Paratransit
  • Hospital & Healthcare Facility Fleets
  • Retirement Home Fleets
  • Driving Schools
  • Security Schools
  • Funeral Operators
  • Garage Keepers
  • Towing & Rental Reimbursement
  • Hired & Non-Owned
  • Waste & Hazmat Haulers
  • Railroad Operations
  • Fleet Trucking
  • Large Loss Accounts
 Specialty Auto · Hudson
Hard-to-Place Commercial Auto
A-rated specialty transportation coverage for risks that standard markets won’t touch. Primary limits $100K–$1M (higher available); liability deductibles from $25K, physical damage from $1K.
  • Ambulances, NEMT, paratransit
  • Hospital, healthcare facility, retirement home fleets
  • Driving schools, security schools, funeral operators
  • Garage keepers liability
  • Hired & non-owned, towing & rental reimbursement
  • Large deductible programs
 Cyber Liability · AmTrustCyber
Standalone or Bundled Cyber
Comprehensive cyber coverage available nationwide. Almost any business class is eligible. It can be added alongside any AmTrust product or bound as a stand-alone monoline policy.
  • First-party direct loss coverage
  • Third-party claims defense
  • Eligible alongside or independent of WC
  • Nationwide availability

How to Submit Business

Three steps from prospect to bound policy
1
Complete the ACORD 130
Start with the ACORD 130 Workers Compensation Application. Add a class-specific supplemental if your insured's operations require one (see below).
2
Send to New Business
Email the completed application and supporting documents to newbusiness@spriska.com. Include any loss runs or carrier-specific schedules.
3
Quote & Bind
Andy Nichols and the brokerage team will review the submission, present quote options, and work with you to bind through the appropriate market.
Ready to Submit
Send your application to newbusiness@spriska.com
Or log into the Producer Portal for status updates on existing submissions.

Applications & Supplementals

Standard WC application plus class-specific supplementals
Every submission starts with the ACORD 130. Class-specific supplementals are required only when the insured’s operations fall into one of the categories below. For example, a roofer doesn’t need the farm questionnaire. When in doubt, send what you have and we’ll request anything missing.
Also include with your submission
Most carriers will need supporting documents alongside the application:
  • Loss runs: currently-valued, last 3–5 years (Hudson requires 5 years dated within 90 days of effective date)
  • Hudson Specialty Transportation submissions also need a vehicle list (year, make, model, VIN, garaging ZIP, stated value) and driver list (name, DOB, license number, issuing state) in Excel
  • Experience mod worksheet if available
  • Currently-valued payroll by class code and state

Talk to Brokerage

Andy heads brokerage and is your direct point of contact
Andy Nichols
V.P. of SPRISKA Brokerage
Email Andy