Timing Policy

Your policy will be issued and delivered to your Agent within 10 business days of the effective date of your policy.

Refund Policy

If you wish to cancel your insurance after you have made payment but before the effective date of your policy, Specialty Risk of America will refund your premium paid upon receipt of your original policy, or a properly executed lost policy release in our office. your original policy, or lost policy release must be received in our office prior to the effective date of your policy. All policy fees are considered fully earned at inception of your policy.

Cancellation Policy

You may request cancellation of your insurance coverage as stated within your policy provisions.

Return Policy

Please see above Cancellation and Refund Policies or contact your Agent.

Description of Goods & Services

Commercial Property and Casualty Insurance

Privacy Statement

As a commercial insurance provider to businesses our products or services are used exclusively by businesses or for business purpose transactions. Therefore we are not subject to the privacy regulations under the Gramm Leach Bliley Financial Services Modernization Act.